Financing Options

At KitchenWorks, our commitment to customer service includes assisting you with financing. As the largest home improvement company exclusively serving the San Francisco Bay Area, we have strategic alliances with leading financial institutions that allow us to offer you a variety of attractive financing options.

Unsecured Loans Through KitchenWorks
Easy Financing
From the comfort and privacy of your home, our consultant will provide you with a toll-free number that lets you speak directly with a loan professional at the FDIC-approved bank that administers our program. Your financial information is private and paperless (no written application); the approvals are swift and generous with attractive interest rates.

Same-as-Cash Financing Up to 6 Months
If your project qualifies, and upon approved credit, we offer same-as-cash financing for up to 6 months. These loans generate no interest charges if the entire loan balance is paid in full prior to the expiration of the promotional period. Loan amounts range from $1,000 to $25,000 with no prepayment penalties. A 100% financing package may be available for eligible improvements. Repayment terms from one to ten years are available, depending upon the size of the loan. For complete program details, talk with your consultant.

Unsecured Loans Through Traditional Sources
During our many years working in this industry, we have developed strong relationships with top loan providers and brokers. These affiliations allow us to offer you competitive products and services with experienced professionals who specialize in serving the home improvement industry.

Secured Loans
As property owners in the Bay Area, we often have a hidden treasure in our homes: homeowner equity. In conjunction with savvy mortgage specialists, we offer superior programs, rates, and services that let you use this equity to finance your project. Even if you have no equity in your home, you may still be able to obtain a secured loan. Ask your consultant for details.

We also accept your Visa^® or Mastercard^®

_{All financing on approved credit. Interest rate varies from 9.9% to 20.12% on approved credit based on creditworthiness of borrower, amount financed and repayment term and is subject to change. Repayment terms are 12 to 126 months. Financing is provided by EnerBank USA, 1245 East Brickyard Road, Suite 100., Salt Lake City UT 84106, phone (866) 278-4900.}